Eligible Children
The following are eligible for NYSHIP coverage until age 26:
- your natural child
- your stepchild
- your domestic partner's child
- your legally adopted child (including a child in a waiting period prior to finalization of adoption)
- your other child (see definition below)
Under NYSHIP definitions, you may cover "other" children if they meet these requirements before age 19:
- They are financially dependent on you
- They reside with you
To enroll an other child under your NYSHIP coverage, you must complete Enrollment or Recertification of an “Other” Child as a NYSHIP Dependent Form (PS-457). File the completed form with your HBA or Agency Contact and verify eligibility with supporting documents (listed in the form). You will need to do this upon initial enrollment and every two years thereafter.
Your Newborn Child
You must contact the Employee Benefits Division (EBD) to complete the appropriate forms to add your newborn child to your coverage. Your newborn child is not automatically covered without these forms.
Add your newborn (natural or adopted) within 30 days of birth to avoid potential delays and/or fees. If needed, you can switch from Individual coverage to Family coverage during this time.
How to Add a Child
To add a child to your coverage, complete NYSHIP Health Insurance Transaction Form (PS-404R) and include the necessary proofs of eligibility. Submit the form and proofs to EBD.
Children Over Age 26
There are options available if you have children who are age 26 and over, and who want NYSHIP coverage.
Young Adult Coverage
For additional information about options for children over the age of 26, disabled dependents and children with military service