Change Plans
Retirees may change health plans once at any time during a 12-month period. Additional plan changes
cannot be made except under certain circumstances (see your General Information Book for details).
Coverage Options
A comprehensive overview of your options as a NYSHIP enrollee, including coverage costs, Medicare advantage plans and changing your option.
Changing Your Enrollment
In some situations, NYSHIP will allow you to change your enrollment more than once per 12 months. Below are some common situations. Speak with your HBA to learn more.
Enrolling a Dependent
A dependent can be a spouse, domestic partner, or child. If your dependent is eligible for NYSHIP but not yet enrolled, you have options. To learn more about the specific requirements for enrolling:
Spouse, Domestic Partner and Divorce Coverage
Returning To Work
If you are considering returning to work after you retired, you may have some additional considerations for your NYSHIP coverage. Speak with your HBA to learn more about how your coverage may change.
Returning to Work After Retirement
Reinstating Coverage
If you deferred or cancel your NYSHIP retiree coverage, you can reinstate your coverage at any time. To reinstate your coverage, submit a signed, written request to EBD.
You may be subject to a late enrollment waiting period. Contact EBD or refer to your General Information Book to learn more.